Trust & safety

Useful checks, honest limits, safer habits.

Verification can reduce risk, but it cannot guarantee a safe transaction. OwnerOnly explains what was checked and what still requires your judgment.

Identity

Government ID + selfie

Stripe Identity hosts the document and selfie flow. OwnerOnly stores only the provider session ID, result, timestamps, failure category, and minimum approved fields—not raw ID or selfie images.

Ownership

Title or registration review

A private ownership document is reviewed to compare the seller’s verified legal name and VIN. The document is retained only for a short, configurable period.

Vehicle history

NMVTIS-backed report

When a provider is connected, reports may include title brands, odometer data, salvage or total-loss information, and certain theft data. They do not provide a complete repair history.

Before meeting

Keep conversations on-platform

Be cautious of urgent requests, suspicious links, gift cards, wires, crypto, overpayments, shipping stories, or pressure to leave the marketplace.

At the vehicle

Inspect and compare

Meet in public during daylight, bring another person, verify the VIN in multiple locations, compare it with the title, and arrange an independent inspection.

After a concern

Report and block

Use listing and user reports, block unwanted contact, and preserve messages. OwnerOnly sends suspicious cases to human review and supports appeals.

Ready to buy or sell owner-to-owner?